Hmmmm - I guess personal property and homeowners is diff than a mariner policy or an accident claim. I've have a few accident claims on my mariner policy over the last 5 yrs, hefty to say the least, and only bumped my rates by a very small amount.
That really bites, I hope you can ge it back, not likely but stranger things have happened.
On a related topic, is there a good alarm system that would work in a boat??
A big, mean dog and/or a Glock
Royally sucks to say the least.
Totally different animal Berg. When theft happens on your primary residence property and the boats on a trailer it's generally a homeowners claim.
Brandon - shoot me an email and let me know if you got the copy of receipt you requested. This really is unfortunate.
I can understand the humanity comment as well. I came home this evening to find my wife up in arms because someone stole one of the two "slow children playing" signs we have in front of our house... WTH? I guess someone needed it more than we did... but really? a children's sign?
really sucks bad as others said watch the pawn shops. cl and ebay.
have your gear scheduled if you can as personal property on your homeowners. it eliminates the deductible for a small amount if additional ins.
Thanks for the vibes guys. It just keeps getting better though - now I see that ipods, binoculars, 50ft of expensive wire, throttlebox for the harpoon amp and numerous other things (including registration for boat/trailer) are gone. The bastards also decided to f'up the valve stems on the trailer tires! So I spent all day on the phone with the cops, the insurance company, pawn shops and running back and forth to Les Schwab to get the tires fixed. A real day to forget.
To answer some questions - yes our boat is stored outside in the driveway but is always covered. I really did think this neighborhood was safe, until now I guess. Still haven't decided whether or not to make a claim with the insurance company. Anybody else have some insight on whether it is worth it or not?
my. 02 says if its close to your deductible then eat the loss. no claim if the value and damage is well over the deductible then i would file a claim. which i assume it might be.
really sucks that people cant respect other property.. its a darn shame!