Identity theft services

[rdlangston13]

Anyone know of any good identity theft protection services?


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[maxpower220]

"Life Lock" is advertised on TV and the radio. I think it makes a difference if you need something pre or post ID theft. Hopefully, you are pre-.

[Lawdog]

Take it for what it is worth, I work for our local police department and spoke with our fraud investigator about ID Theft. He basically stated that there isn't much you can do about it other than monitor your credit report AT LEAST once per year if not twice. If you see anything suspicious you need to report it immediately. With the increase in ID Theft over the past few years they have enacted laws that make it easier to dispute things on your credit report. Obviously be mindful on who you give your information out to.

[sandm]

always pay for purchases online with credit, not debit. lot harder to get debit money back, if at all than disputing credit card charges and not paying the bill.

that's been my paypal/internet rule for a very long time unless I know the person I'm paying..

[chawk610]

My wife and I have life lock... they watch like a hawk! No pun intended.

[rdlangston13]

Thanks, we ended up purchasing insurance from Zander and also enrolling in trusted id for preventive measures


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[maxpower220]

My wife and I have life lock... they watch like a hawk! No pun intended.

What do you think of the service and do you think it is worth the price? Thanks

My understanding is that they can block anyone (including you) from getting credit, opening accounts, etc until they confirm that it is really you. They also monitor your credit useage to make sure it doesn't pop up in China. Am I close to being right?

[rca]

I"ve got it and that is what I see. They lock it as much as they can. I'm not sure that is fool proof, what is, but when we got the loan for the boat it was held up while they called and confirmed it was really me. They do watch your credit port and call you if they see something they think is odd.

I'm pretty happy with the service and I've been using it a few years.

[chawk610]

^^^we like it as well.....

[evoimport6]

Just signed onto life lock. Just had my wallet stolen, bastards!