Page 2 of 3 FirstFirst 123 LastLast
Results 11 to 20 of 24
  1. #11
    Join Date
    Mar 2011
    Location
    Belton, Texas
    Posts
    2,573

    Default Wrecked Truck, Financial Mess

    I have had a lot of bad thoughts and ideas running thru my head trust me. I just take a deep breath and recompose myself because at the end of the day I don't want this getting out of control. So far I have filed a complaint with the Better Business Bureau, this is step 1. Next will be Angie/Craigslist, then im gonna throw an article in the local paper. i might also rent a billboard outside the brick supply company. I might be out more than 500 when it's all over but it's about principle now so I will crush him the right way.

    I tried filing as underinsured/noninsured but the kid has insurance. This is why im so upset, he has a policy but its going on mine and if he flakes out on the deductible than I have no pay it to get it out of repair shop




    sent from my ipad2 via a wireless network which usually sucks
    Jason

    Go Hard or Go Home.......it's MOOMBA time!!

    2009 Moomba Mobius LSV

  2. #12
    Join Date
    May 2009
    Location
    Carlton Oregon
    Posts
    6,019

    Default

    Hate reading all this bro, i really do.

    You should just come out of pocket, even if it goes on the credit card. You will pay more then Triple this amount in increased insurance. Also if the ungodly does happen and your in a real accident, they will drop you forcing you to go high risk insurance and pay unreal amounts.

    I had this happen to me when i was with my Wife 1.0. She hacked into my restored 78 Trans Am. i figured id put it on her insurance so big deal.

    A year later she got a double DUI, plus a dozen citations with it. By the end of the ordeal they only hit her with a DUI on a guilty plea. My insurance payment for her when from 90 a month to 300 a month. I had to sell her car because i couldn't afford it any more.

    Moral is, don't claim anything on the insurance that you have the means to pay out of pocket. Even if it sets you back 1 year.
    Malo <--- Means--Evil or Mean One. This explains a lot.
    2013 Mojo 2.5 Skylon Tower. Bestia < Beast >
    Exile ZLD
    6 SX65M Cabins
    6 XM9 Towers
    1 XI Big 15 Woofer in a custom Fiberglass box
    1 XI 1K Harpoon
    2 XI 800.4
    1 XI 2500.1
    2 Interstate 2400U 6V Golf Cart Batterties
    Custom 1 Off Evolution Cover

  3. #13
    Join Date
    Jul 2011
    Location
    Murrieta, CA
    Posts
    981

    Default Wrecked Truck, Financial Mess

    The only bad thing is that the insurance company already has a record of it.
    2010 Moomba XLV
    340hp cat
    Gravity 3, wake plate
    Rad-a-cage

    I have a love for ballast and large wakes.
    1100 v-drive lockers
    1180 under the playpen
    + lead and a collection of other ballast bags

  4. #14
    Join Date
    Jan 2008
    Location
    Pensacola, FL
    Posts
    1,542

    Default

    I know as a business owner, I had to have $1 mil liability insurance. Any chance your insurance company will pursue that route? Maybe different in each state.


    Karma is a bitch, no need to take action into your own hands. Good idea calling the local "8 on your side" investigative news reporter to air on the local news.
    1997 MasterCraft 205

    2008 Moomba Outback
    1999 MasterCraft Sportstar OB
    1992 MasterCraft 205
    1999 Malibu Response LX
    1987 Marlin Magnum Skier

  5. #15
    Join Date
    Mar 2010
    Location
    Belton, SC
    Posts
    920

    Default

    Sorry to hear about it... It does seem weird that it goes on your auto ins. It should go on HIS BUSINESS ins.

    Oh well, it is what it is now I guess. I personally don't believe in the whole "get even" thing; God is watching; he'll get his. I do believe in warning others though, and have used the BBB before to get my money back and warn others.
    '00 Moomba Kamberra
    '06 Yamaha FZ1 & 6 dirtbikes for me & my kids
    '99 BMW 528it
    '06 Chevy Express 3500 (15 passenger)

  6. #16
    Join Date
    Jun 2007
    Location
    Vancouver, WA
    Posts
    4,030

    Default

    Dang brother - I like the idea of showing up in uniform to "discuss" the issue with him. hehehe.

    If insurance hasn't paid anything can't the claim be dropped or cancelled?

    Food for thought - I did a fender bender on my brother's truck when it was parked at my house for a week. Literally just a fender scraped up and buckled, similar to what you're showing, which I had backed into. Long story short, the local body shop quoted me $900+. A shadetree mechanic painter guy who works out of his own shop was $320. He had it done in two days and never a word to insurance - or my brother either until after he had it back for a couple weeks!
    Old enough to know better, young enough to do it anyway.

    2001 MobiusV

  7. #17
    Join Date
    Jul 2008
    Location
    Snellville, GA & Lake Sinclair
    Posts
    6,998

    Default

    Matthew 5:38
    Drew
    New ride: 2012 Mojo
    Old ride: 2008 OBV

  8. #18
    Join Date
    Mar 2011
    Location
    Belton, Texas
    Posts
    2,573

    Default Wrecked Truck, Financial Mess

    already been reported to my insurance company so there is no way to drop it at this point. my insurance company, and his agreed) that in Texas the insurance policy goes with the vehicle not the driver. this is why I am at "fault" according to usaa. she said if a car wash or valet damaged my truck after I gave them consent to drive it, the scenario would be the same


    sent from my home phone
    Jason

    Go Hard or Go Home.......it's MOOMBA time!!

    2009 Moomba Mobius LSV

  9. #19
    Join Date
    Jan 2010
    Location
    North Texas
    Posts
    1,819

    Default

    Out of curiosity, is his auto policy a commercial or personal auto policy? Does he a have a Commercial General Liability policy for the business aside from the auto (be it pers. or com.)?

    And everything you have been told is correct, in Texas when you borrow a car, you borrow insurance.
    06 Supra 24 Gravity Games

  10. #20
    Join Date
    Mar 2011
    Location
    Belton, Texas
    Posts
    2,573

    Default Wrecked Truck, Financial Mess

    I know he has a personal policy with Geico as they called me and took a recorded statement. he told me he had a commercial policy for his business but I never spoke with them or even know who the company is. he stated his deductible is 1k with his commercial policy and that's why he notified geico


    sent from my home phone
    Jason

    Go Hard or Go Home.......it's MOOMBA time!!

    2009 Moomba Mobius LSV

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •