I'm a numbers guy, so I can appreciate the work! That said I'm in the "some things are better left unknown" camp.
If you must do this, you've might consider factoring in residual value at the end of your loan. In that case the payment only matters for calculating your interest, and your cost/hr is driven off depreciation. You've got it structured like a lease right now, which is fair if you always plan to have a boat payment I guess.
Results 11 to 20 of 59
Thread: Boat Cost Calculator
02-20-2014, 07:11 PM #11Dan
08 LSV Mods
02-20-2014, 07:41 PM #12
I have to look at it like some of the others - the great times and memories that I will never forget! The smiles and laughter, and the accomplishments of my two boys - the success of wake-boarding, the success of riding a wave behind the boat, and the time that as a parent we actually spend with our kids - "Quality Time"... This to me is worth much more than the $ per month spent - Priceless!!KRiley
2013 Moomba LSV
02-20-2014, 08:36 PM #13Senior Member
- Join Date
- Jun 2008
- Eugene OR
Now I enjoy numbers and have everything budgeted out and really enjoy the sheet you made. I also have to say some things are much better left unknown. Keeps the drinking line item on the budget down.2008 Outback V
“Do not wait; the time will never be “just right.” Start where you stand, and work with whatever tools you may have at your command, and better tools will be found as you go along." -Napoleon Hill
02-20-2014, 08:51 PM #14
Yea I can't complain about Claudia and the boat, she never says no when it comes to the boat.
All though she did mention just last night that by the time Oct comes around she is ready to put the boat away.
I think this might be due to the 3 days a week at minimum I have the boat in the water. Plus the several 4 day weekends we go places with it. Shes a trooper though, because she gets up at 5am to goto work early to be off at 3pm so she can get to the lake and surf on her work days. I'm lucky in the fact we only boat on 1 day a week before I have to work. Thats every other Tuesday LOL.Malo <--- Means--Evil or Mean One. This explains a lot.
2013 Mojo 2.5 Skylon Tower. Bestia < Beast >
6 SX65M Cabins
6 XM9 Towers
1 XI Big 15 Woofer in a custom Fiberglass box
1 XI 1K Harpoon
2 XI 800.4
1 XI 2500.1
2 Interstate 2400U 6V Golf Cart Batterties
Custom 1 Off Evolution Cover
02-20-2014, 09:10 PM #15
im with Mmandley in the truck should be calculated in too, if we had a smaller boat, I would not have this truck to pull itHey, Its Moomba time
13 Mobius LSV
08 Mobius LSV-sold
03 Mobius LSV-sold
life is about finding the balance between being a responsible adult and staying young at heart
02-20-2014, 09:34 PM #16
No matter what boat you have... it will always just be a hole in the water to throw money in. That said, I wouldn't trade the time with family and friends for anything.
I hear you on being prepared for the wife conversation, certainly want her in agreement with you purchase decision. I think it would be best to justify the "need" for a newer/larger/better boat... then show her some of the "amazing" six figure boats on the market... then show her a more reasonably priced Moomba that your really want. It worked for me... on both of the boats I've purchased!2013 Moomba Mojo 2.5
Exile SXT9's, Xi12D, Javelin, 800.4, ZLD MKII
2012 F150 Ecoboost
02-20-2014, 10:05 PM #17
I bet many others on this board boating life started in a similar way to this.......... One cold snowy January day at a boat show when I was 2 years old my dad turned to my mom and said " 1500.00 down and 50.00 a month that's ALLLLLL it cost us to own a boat".
That's turned into our family's punch line.
Every time we "Bust Out Another Thousand" we laugh at dad and mom standing at the boat show. But all the fun and the memories we've made on the lake is priceless. For me....... I couldn't make a spread sheet big enough to fit the smiles on our girls faces when we are on the boat!!2014 MOOMBA LSV
1998 Response LX (sold)
02-20-2014, 10:09 PM #18Senior Member
- Join Date
- Aug 2013
- Richmond, VA
Boat Cost Calculator
That hourly cost isn't to bad when you think about how much it is to rent a jet ski for an hour for two people at the beach.Rusty
02-20-2014, 10:19 PM #19
Boat Cost Calculator
Best way to fix this is increasing the hours each year.2010 Moomba XLV
Gravity 3, wake plate
I have a love for ballast and large wakes.
1100 v-drive lockers
1180 under the playpen
+ lead and a collection of other ballast bags
02-21-2014, 01:46 AM #20Senior Member
2007 Mobius LSV
- Join Date
- Oct 2013
- Ft. Collins, CO
1989 Sanger Skier DX - sold