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Thread: Insurance

  1. #1
    Join Date
    Jun 2013
    Location
    Naperville, IL || North Scott Lake, MI
    Posts
    643

    Default Insurance

    Who is everyone using for their insurance? My current policy (that covers my Moomba and a Sea-Doo jet ski) is with Progressive, but they want to raise my rate on both about 25% each with no claims on either last year.
    2013 Outback V
    2003 SeaRay 182 -- gone but not forgotten...

  2. #2
    Join Date
    Mar 2014
    Location
    Park City, Utah
    Posts
    205

    Default

    I use American Family, they also cover my house, so it was easy. Not sure if I am getting the best rate, but get great service.
    2006 Mobius LSV
    2004 Stingray 190LS - Sold
    2013 RAM 2500 Diesel - Tow Rig

  3. #3
    Join Date
    Aug 2013
    Location
    DFW
    Posts
    365

    Default Insurance

    Mine is through ACE www.acegroup.com. I had progressive with my old boat, and their rates were crazy for the LSV. Ace has been great to deal with. I use a broker though, not sure if you go directly to them or not.
    Matt
    2012 LSV
    4 XM9 Towers
    Javelin & XM30.2
    Xi 12DVC Sub
    2 6V Golf Cart Batteries
    FAE

  4. #4
    Join Date
    Jun 2008
    Location
    De Pere WI
    Posts
    4,139

    Default

    was with progressive until the quoted me north of $500 for the new boat with no claims.

    I am now with ski-safe. they are running mid300's with much better coverage than progressive and a lower deductible. try them out... I think you'll be happy.
    not sure who else on here is with them but I got the tip from here as well..
    '06 Supra Launch 20SSV-gone but never forgotten

  5. #5
    Join Date
    Aug 2008
    Location
    Hilliard, Ohio
    Posts
    453

    Default

    Depending on your review and when you tool delivery of your new boat the rate might not have risen the whole 25%. On my 2006 LSV I was at about $350 a year for agreed value of $28K. The Mondo is $470 a year for agreed value of $60K. This is with progressive.

  6. #6
    Join Date
    Aug 2011
    Posts
    1,028

    Default Re: Insurance

    Make sure if you tow to get trailer tow insurance, I use boat.us for that..

    Sent from my Nexus 5 using Tapatalk
    2002 Moomba Mobius LSV - Sold
    2006 Moomba Mobius LSV

  7. #7
    Join Date
    Nov 2009
    Location
    Nebraska
    Posts
    417

    Default Insurance

    I wonder is progressive does this after you sign up. I signed up this year and it was high 200. Switched from skisafe which was pretty similar. I have a high deductible though.


    Sent from my iPhone using Tapatalk
    2010 Moomba LSV

  8. #8
    Join Date
    Mar 2003
    Location
    s.e. washington state
    Posts
    2,087

    Default

    AmFam here. Covered while towing. Rate is cheap but I have an old boat. Discount for a boating safety certificate which should apply to all WA boaters since we all need the boating license.
    1998 Mobius
    310 HP PCM

  9. #9
    Join Date
    Jun 2007
    Location
    Vancouver, WA
    Posts
    3,971

    Default

    Pemco - multi policy discount w autos/home etc.

    And I've had a few hefty claims but they've treated me like royalty the whole time with minimal rate hikes.
    Old enough to know better, young enough to do it anyway.

    2001 MobiusV

  10. #10
    Join Date
    Nov 2010
    Location
    Katy, TX
    Posts
    4,140

    Default Insurance

    Boatus here and I actually just renewed. No claims and 460 a year with a 1k deductible


    Sent from my iPhone
    David

    2008 Mobius LSV, Gravity III , Wake Plate, Z5, Exile SX65c's, Exile XM9s, Exile XI12D, Exile Harpoon, Exile SM600.1 , Exile Xi800.4.

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