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Thread: Insurance

  1. #11
    Join Date
    Feb 2005
    Location
    Ottawa, Ontario, Canada
    Posts
    687

    Default

    I've been paying about double what you guys do! Here in Canada, it is difficult to find insurance for wakeboarding boats. Many companies just do not know what they are. They do a calculation for runabouts or ski boats, taking the length and horsepower and getting a bogus top speed (70+ MPH), and charge you as if it were a cigarette boat.

    A couple of years ago, I did some checking around to see if there was any company that could significantly undercut my existing insurer, Premier Marine. There were finally some competitors, but none were worth switching.
    2005 XLV, upgraded ballast, Comptech swivel wakeboard and hydrofoil racks, Monster cargo bimini

  2. #12
    Join Date
    Jan 2013
    Location
    North Dakota
    Posts
    157

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    There was some promo going on last year when I picked up my boat that if you went with brand X insurance (cant recall the name, check with your dealer) that you got an additional 3 years of warranty on the motor. It's a spendy policy at around $550/year but gives me a little more comfort. I'm sure I'll be shopping for a new provider once the 3 years is up though.
    2013 Mobius LSV
    2004 Centurion T5

  3. #13
    Join Date
    Oct 2012
    Location
    Greenville, SC
    Posts
    105

    Default Insurance

    Skisafe here. Seemed to be pretty cheap compared to some of the others when I was shopping around.

  4. #14
    Join Date
    Mar 2011
    Location
    Belton, Texas
    Posts
    2,573

    Default Insurance

    TX Farm Bureau and I've seen a slight increase each year. just got this years renewal in the mail and it's 517 a year. no claims, heck never even an inquiry until today. asked her why the increase and she td me last year TX saw a huge increase in claims so everyone's policy went up. I'll be shopping around this weekend


    Sent from my iP5s on an app called tapatalk 2
    Jason

    Go Hard or Go Home.......it's MOOMBA time!!

    2009 Moomba Mobius LSV

  5. #15
    Join Date
    Jan 2008
    Location
    Keuka Lake, NY
    Posts
    5,964

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    Safeco for all policies home, boat auto.
    A Day at the Lake...Priceless
    A Day in Powder...Endless


    Joe V
    2012 Möbius XLV~ Loaded & Exiled
    2007 Outback V ~ sold

  6. #16
    Join Date
    Jan 2010
    Location
    Portland, Oregon
    Posts
    273

    Default Insurance

    I had ski safe when I had my 2000 supra. It was in the $350 range I have progressive for my 2005 XLV and it's right at $500. It's gone up 10% each year for the last 2 years. With no claims. Time to go back to ski safe.


    Sent from my iPhone using Tapatalk
    2005 Moomba XLV, Polk db651 cabin speakers, 12" Kicker Comp, Bullet 6.5" hollow points in Arial Double cans, fosgate amps.

    B reak
    O ut
    A nother
    T housand

  7. #17
    Join Date
    May 2007
    Location
    Richmond, VA
    Posts
    1,802

    Default

    Quote Originally Posted by mikenehrkorn View Post
    Who is everyone using for their insurance?

    Another vote for Ski-Safe.

    Annual premium: $356

    Boat: $31,000
    Towing: $1,000
    Trailer: $3,000

    Deductible: $500

    Liability: $300,000
    Medical: $25,000
    Personal property: $3,500 w/ $250 deductible
    2007 Outback
    2012 RAM Crew Cab
    2015 Subaru Forester
    Stuart

  8. #18
    Join Date
    Aug 2013
    Location
    Richmond, VA
    Posts
    109

    Default Insurance

    I have boatUS, the only thing I thought kinda querky about there policy is they require you to be a boatUS member and they don't tell you about that until you start the policy.
    When we bought our boat in sept 2013 indmar was offering a 5 yr warranty if I went with there insurance provider but it was more than double what boatUS quoted me.
    I think with boatUS I am paying just under $400
    Rusty

    2013 Mojo

  9. #19
    Join Date
    Jun 2007
    Location
    Vancouver, WA
    Posts
    4,186

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    I'm at $420 a year but only a $250 deductible. Don't recall all the other coverage levels but I keep bumping them up every few years. I've only seen about a $60 increase overall since 2006 though - $5 a month? I can definitely live with that for what I've been through.
    Old enough to know better, young enough to do it anyway.

    2001 MobiusV

  10. #20
    Join Date
    Jan 2008
    Location
    Tallahassee, FL
    Posts
    11,341

    Default

    Just make sure you have uninsured boater coverage. That's a big one with all the idiots on the water.
    My Mom said I'm not allowed to get wet!
    2008 LSV
    2000 Outback LS (sold)
    Exile Tunes
    PWI
    LLTR!!!!!!!!



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